I strongly feel that in order for us to get a handle on our finances, we have to budget. If you have an online tool that you use that gives you a good handle on your money, great, I congratulate you on that. I personally like using spreadsheet since I enjoy typing in my expenses. I pretty much enter any expenses I incur on a daily basis in my spreadsheet since it only takes a few minutes and I'm done. I can see how much I spend for the day and if I go over my daily budget I set up for myself. In my case, I set up a $25 daily budget. Usually, I only spend an average of about $15 per day during the weekdays on food so I always carry over an extra $10 a day for the week, which would give me an extra $50 for the weekend to spend. For me, this is the number that I've always felt good with.
What is your daily average budget number? Figure out how much roughly you spend daily and give yourself some extra allowance, the extra will be what you will use for the weekend. If you like to splurge during the weekend, you might need a different budget for the weekend ☺️. Everyone is different, I tailor each budgeting differently for everybody depending on their personality and style. If you don't know where to start on how to budget, please give me a call (refer to the contact page) and we can set up a free initial consultation.