It is my dream to help everyone achieve financial freedom.
Welcome to Teh Financial Coaching! My name is Christine Teh. I'm an IRS Enrolled Agent (EA), finance coach and Certified Money Coach (CMC)®.
I started my journey to become a finance and money coach back in 2016. I was at a point in my career where I just wasn't happy with what I was doing anymore. I knew I wanted to be more involved with personal finance, so I interviewed a handful of people while trying to figure out what I wanted to do. Almost all of the advisors I met in my area were only interested in either selling me whole life insurance (because they get a large commission), or they need a certain amount of investable assets (usually in the six digit range). I have not met anyone who genuinely wanted to teach me how to manage my finances and be in control of my money on my own, regardless of portfolio size. So I decided I will be that type of coach! I initially started offering my services for free to friends and family. I really loved the difference I was making, so I decided to launch my own business towards the end of 2016 part time while working at my corp job. I have recently quit and now doing coaching full time since May 2019. I have shared how my first month on my own went in this blog. It was definitely one of the best choices I have made so far!
Throughout the process of launching my business, I have discovered that I really love what I do, it truly is my calling. I love helping people feel more at ease about their finances. Whether I am helping them figure out how to get out of debt, teaching them how to budget and learn investment, or assisting with retirement planning or tax planning.
I also fell in love with the area of tax preparation and tax planning while volunteering for VITA (Volunteer Income Tax Assistance). My volunteer work as well as my clients asking many tax questions encouraged me to pursue becoming an Enrolled Agent (EA). I am now officially an EA and will be offering tax preparation for Individuals starting 2020. Click here for more information.
If you would like to find out how I can help you, you are welcome to schedule a 15-minute video chat with me to discuss where you are in your personal financial journey. I look forward to working with you to accomplish your financial goals!
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Proud recipient of the "2019 Best of Milpitas" award from our city.
Other facts about me:
I have been living in the San Francisco Bay Area since 2000. I am a second generation Chinese born and raised in the Philippines. Since I immigrated, I have been working at various large companies like First Data, Wells Fargo and Visa. I was almost done with my undergrad degree but there were only so many credits that I could transfer from a foreign university. So, I decided to work full time during the day while going to school at night. I studied almost full time since I was taking more than half time worth of classes. It was a hard road with not much social life but I took this route because I did not want to take out any student loans. I have been independent ever since and because of this, I learned to always be on top of my finances. Now, I want to teach others what I have learned.
We also have two dogs. Below are some pictures with them. Taking care of our pets is important and we need to make sure we also have financial coverage for them. You will see a couple of videos or blogs where I talk about dog insurance and budgeting for pets as well.