Teh Financial Coaching
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My Musings

Should I get Dog Insurance

4/7/2019

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Should I get dog insurance?  I always advised my friends or clients who have pets to get insurance. I created a video below talking about it.

The Pet Insurance we use is Pet's Best. We've been using them the past 2 years and have been very happy with them. Here is the link https://www.petsbest.com/PH6571093
I absolutely encourage and support everyone to get dog insurance. The policy we have for both dogs cost $250 and $182 yearly for the older 5 year old and the younger 1 year old pup. Our policy is a thousand deductible and 90/10 coinsurance. What this means is we pay the first thousand for "qualified" expenses. This would be anything the insurance do not exclude like pre-existing conditions and whatever your contract exclude. After the first thousand, we only pay 10% of the cost. So for example, if our dog have a $10K surgery that's considered a qualified expense. We pay 10% co-pay, which would be $1K then $9K will be counted towards the deductible. Since our deductible is $1K, they'll pay the rest above that, which would be $8K. So our total out of pocket expense for this $10K surgery is only $2K and 80% is being paid for by the insurance.

Take care of your babies. Get pet insurance. You won't regret it.
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  • Home
  • About Me
  • Work With Me
    • Financial Coaching
    • Budgeting Workshop
    • Tax Services
    • Business Coaching
    • Get Unstuck Adhoc Session
  • ONLINE COURSES
    • Budgeting Course
    • Tax Planning 2024 Course
    • Heal Your Relationship with Money Course
    • LinkedIn Course
  • Blog / Vlog
  • My Podcast
  • Free Resources
  • Testimonials
  • Contact