Should I get Dog Insurance

Should I get dog insurance?  I always advised my friends or clients who have pets to get insurance. I created a video below talking about it.

The Pet Insurance we use is Pet's Best. We've been using them the past 2 years and have been very happy with them. Here is the link https://www.petsbest.com/PH6571093

I absolutely encourage and support everyone to get dog insurance. The policy we have for both dogs cost $250 and $182 yearly for the older 5 year old and the younger 1 year old pup. Our policy is a thousand deductible and 90/10 coinsurance. What this means is we pay the first thousand for "qualified" expenses. This would be anything the insurance do not exclude like pre-existing conditions and whatever your contract exclude. After the first thousand, we only pay 10% of the cost. So for example, if our dog have a $10K surgery that's considered a qualified expense. We pay 10% co-pay, which would be $1K then $9K will be counted towards the deductible. Since our deductible is $1K, they'll pay the rest above that, which would be $8K. So our total out of pocket expense for this $10K surgery is only $2K and 80% is being paid for by the insurance.

Take care of your babies. Get pet insurance. You won't regret it.