Teh Financial Coaching
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My Musings

Happy Mother's Day and Anniversary reflections

5/8/2022

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Happy Mother's Day to all the human moms and pet moms!

I don't have human kids, but I have two beautiful dogs that I love very much (some pictures below). 
Can you also believe it's been three years since I quit my corporate job at Visa? You can read more about the first month after becoming a full-time entrepreneur in this blog. I started my business at the end of 2016, so it's almost six years since I became a financial coach. 

It's been quite a ride and blessings since, from quitting my job to moving here to a new city in Las Vegas where I didn't know anyone to buying a brand new house to business growth on both the tax and coaching front. It's been a great ride. I am truly blessed. 

I am offering a 15% discount on everything in honor of all the wonderful moms and my Anniversary. Use discount code MomsAreAwesome for the online courses. The sale ends next Sunday, May 15th.

I currently have two courses available. 
The Budgeting course - teaches you the method I use for my budgeting and all my private coaching clients. All you need is Excel or Google Sheet. This course is at the regular price of $59.
LinkedIn course - even though I haven't been on LinkedIn for a while, the philosophy to grow is still the same. So I am selling it now for only $97. Discount is also applicable to this.

And I am super excited to announce that I am currently working on the Financial Literacy course. So I am shooting to have that released in the next week or two. This course comes with a complimentary half an hour of coaching as well.
You can see the full agenda of the course on this site. You can now do a pre-order to take advantage of the discount. 
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I am also honoring the 15% discount on any of my coaching packages, just as long as you set up the complimentary chat for anytime this month and mention this discount*.

*Discount is not applicable on installment plans.


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Do you feel that you deserve to be successful?

6/21/2020

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Do you feel that you deserve to be successful?

This past week there’s a theme among my clients who are struggling with their finances.

You get to the point where there’s only so much you can cut down from your budget unless you want to make drastic lifestyle changes but most people aren’t ready right away.

So the next thing we work on is to figure out how to make more money.

This is where we find out their core deep issues.

A common theme among my clients is that they don’t feel they deserve to be successful or they’re not worthy of it.

Unfortunately, you get what you believe in. 

Too many put an invisible glass ceiling due to their limiting beliefs that they don’t deserve to make more, that making more money is like taking away from someone else. 

Due to these beliefs, you stay where you are at until you heal and work through those money traumas so you can transform your relationship with money.

Most come from their childhood that they’re not aware of. Part of the work we do is going through their money history to identify where did the core defeating money scripts and belief came from. 

Then we can start our real work from there.

The first step to healing is awareness. You can do all the practical work you want but if you don’t deal with your emotional issues, it won’t last.

And this is not something you can just google away. 😊


Christine Teh is a personal finance coach who lives in Silicon Valley and serve clients virtually. She also offers tax preparation and consulting services and LinkedIn coaching as well.

Schedule a complimentary chat now to see if her financial coaching services are right for you!

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What is your happy money number?

4/15/2020

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“Do you make more money than when you were at corporate?”

So someone asked me this in a comment on a post I did yesterday on LinkedIn.

And here’s my direct and honest answer.

I don’t need to make that much money to live a lifestyle I love.

Too many people are in the rat race because they don’t know what their “happy money number” is.

That’s what I help my clients figure out.

My happy money number is being able to live a lifestyle I love till I'm 90 when I estimate to expire. 😅
I have built my retirement model around this.

Yes, the corporate life was hard to give up, I had amazing benefits and a nice steady paycheck. 200% match on 401K anyone?
But as I look back, I have no regrets!

I have had so much freedom this past year.

I get to pick my own schedule, create my own rules.

Nobody to ask for permission. Ever had those awful bosses and nonstop re-orgs? Yep, I don’t miss them! I remember right before I quit my job, I was bounced around three managers. I hated having to adapt to a new boss at such a short span of time (within a year).

I definitely love being my own boss!

It’s just a dream come true for me and that’s priceless!

I’m also approaching my one-year anniversary.
My last day at Corp was on May 3rd of 2019.

I even wrote a blog how my first month being on my own went.


Christine Teh is a personal finance coach who lives in Silicon Valley and serve clients virtually. She also offers tax preparation and consulting services.

Schedule a complimentary chat now to figure out your happy money number!


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I AM AN IMMIGRANT

10/27/2019

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​I immigrated here to the United States when I was only 20 years old from the Philippines, along with my mom and 2 younger brothers. 

My dad passed away when I was only 16 years old.

I am a second-generation Chinese born and raised in the Philippines.

We all moved in with my single aunt. I got kicked out a few months later due to not following a 10 pm curfew, which will be another story to write for another day.

I have been on my own mostly since then and had to work full time to support myself. 

My first job was doing data entry making about $10 an hour.

I worked between 20 to 40 hours of overtime every week so I could start saving money.

Tuition for an immigrant before I became a California resident was $100 per unit at the time. And here was a 20-year-old who got kicked out from her home with almost no money in her bank account that definitely couldn't afford that.

So, I worked those long hours and put my education on hold for a year. The data entry job probably made me almost a thousand US dollars net a week. This was a lot for a 20-year-old with no money.

Working those long hours was also how I became a speed typer. I did this until I became a California resident and became qualified for the $20 per unit fee to continue my college education.

Moving forward, I kept working full time and going to school at night part-time or sometimes even full time. 

I did this for many years until I finally graduated five years later with my bachelor in Computer Science. It took me longer because I was also working at the same time.

I didn’t really have a life all those years. It was a lonely, depressed life filled with just working, going to school at night and doing homework and studying in between.

My hard work did pay off because eventually, I got a good job in the Data Analytics field when I graduated.

I stayed in the Analytics field for 12 years before I made the switch to Corporate Finance when I was at Visa and realized Analytics wasn’t my passion. 

Finance or money has always been my love for a long time, and I was also just naturally good at it. I didn’t decide to pursue doing financial coaching until I started working with a life coach who encouraged me to do so. 

That’s when I started my coaching business part-time in 2016. Since I wasn’t quite ready to quit my corporate job, I decided I also wanted to move internally to the finance department and see how it went working in the finance field.

But after working for corporate finance for a year, I realized my passion is really working with a person's individual finance, not at the corporate level. 

So I decided to take the leap and pursue my dreams of being an entrepreneur in May of this year.
It definitely was one of the best decisions of my life.

I even wrote a blog about how my first month being on my own went.

And that, my friends, is my story.

I didn’t come from a background where I suffered financially and had a lot of debt. 

I have always been interested in money and how it works, and I just find myself naturally good at it.

I also get such a high after each coaching session that I just know this is what I am meant to do.

I really love learning new things related to money and just helping my clients navigate their financial life.

I get a lot of questions about taxes as well, which is why I am currently pursuing the IRS Enrolled Agent designation.

I don't necessarily love tax but I do enjoy learning about it.

I also follow the philosophy, if you can't run away from it, why not make them your friends? 😉

I hope you find what you love to do as well. I think life is just too short to not be happy to continue in a career you don't love.



About the author: Christine Teh is a personal finance money coach who helps people attain financial freedom and transform their relationship with money to create lasting changes. You can learn more about her by checking her About page and how to work with her. She is currently accepting new clients. If you are interested in a chat, you can schedule a complimentary call.
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What does Financial Freedom look like to you?

6/16/2019

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It means different things to different people. In my opinion, it's when you generally feel at ease with your finances and confident about achieving or on track to achieving any financial goals you set your mind to.

Let me start by sharing my story. For me, one of my definitions of financial freedom is being my own boss. I've always dreamed of no longer having to answer to anyone, not having to deal with corporate politics, not working hard so someone else can look good (typically the higher-ups),and not worrying about looking good during performance reviews with the hopes of getting promoted. Being my own boss means I run my own schedule. My day starts when I want it to. I don't wake up to an alarm clock anymore. I set my schedule and priorities based on what's important to ME and not due to someone else's fire drills or lack of planning. I wrote a blog about how my first month went. June is now my second month coaching full-time and I am already profitable halfway through the month. For me, nothing beats being my own boss and running my own show and having my own rules without the need to ask for approval.

When I was in corporate, retiring early at 55 was one of my goals (and my retirement model supports that as well). But now that I'm running a business I love so much, I might never have to retire. I'll work as long as I am able to help people. Usually, people dream of early retirement because they're not happy with their corporate job. Do you really want to continue working doing something you don't truly love just dreaming about the day you don't have to work?
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Share your story, what are your financial dreams? What does financial freedom look like to YOU?
Schedule a complimentary chat if you'd like to see how I can help you achieve that.
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  • Home
  • About Me
  • Work With Me
    • Financial Coaching
    • Budgeting Workshop
    • Tax Services
    • Business Coaching
    • Get Unstuck Adhoc Session
  • ONLINE COURSES
    • Budgeting Course
    • Tax Planning 2024 Course
    • Heal Your Relationship with Money Course
    • LinkedIn Course
  • Blog / Vlog
  • My Podcast
  • Free Resources
  • Testimonials
  • Contact